Crunch time?

I don't know how some people can get hold of my mobile number no matter how hard I try not to be giving it at random. Last week, I got messages from three insurance companies asking me if I could grant them an appointment to present their products. I know that insurance is quite important nowadays, but how can I decide on these things, more so, look at the term life insurance comparisons they can give me if I can't afford that for now in the first place?

Once and for all, I ended my ordeal by informing them that I'm not interested in their products at this time. Sure, I would like to get another one for DS's sake, but since I already have one in place, I don't think I can afford another one for the moment. They tried so hard to convince me but I hope that after the stern warning I gave them not to contact me again, I just hope that I won't be receiving any of these proposals anymore in the coming weeks.

Sometimes, it's hard to resist people who are persistent. Besides, I am such an easy prey for sales people. However, priorities are in place. It ain't crunch time for me yet when it comes to these things so I'd rather pass for now than be sorry later.